Cynergy Bank


Cynergy Bank provides a range of products and services to help customers manage their professional and personal financial requirements.

Previously known as Bank of Cyprus UK, Cynergy has been serving the financial needs of business owners, entrepreneurs and family businesses since 1955. The company was acquired by Cynergy Capital Limited and rebranded as Cynergy Bank in 2018, and continues to take pride in providing a personal relationship-driven service. 

With offices in London, Birmingham, Bristol, Manchester, Redhill and Edinburgh, Cynergy offers a range of financial products and a comprehensive set of services to meet the expectations and needs of customers. 


Financial Products and Services

In addition to offering traditional business and savings accounts, Cynergy works closely with business owners, entrepreneurs and family businesses to get them the funds they need to grow and thrive. 

Cynergy offers the following financial products and services:

  • Commercial mortgages
  • Buy-to-let mortgages
  • Business overdraft
  • Property investment loans
  • Property development loans
  • Bridging finance


Whether you want to invest in equipment, extend credit to your customers or expand your business, all of Cynergy’s lending solutions are tailor-made to fit your business goals.


Industries and Sectors

Whether you’re investing, developing or dealing in property, Cynergy offers a selection of property loans and has experience across a wide range of sectors. 

Cynergy provides financing solutions to business from different industries and sectors, including, but not limited to:

Real Estate






Business Services

The team at Cynergy can arrange loans to buy and develop a property or arrange funding for the purchase or refinance of a residential or commercial property.

The Benefits of Using Cynergy Bank

Cynergy is a specialist bank that takes the time to understand your needs and help you find the most appropriate financing solution for your business. This trusted provider has many years of experience in the market and, as previously mentioned, has been supporting business owners, entrepreneurs and family businesses in the UK since 1955. 

Not only does Cynergy offer a bespoke service, but it’s also a flexible bank that is committed to looking after your needs. The team at Cynergy are knowledgeable and will make your life easier when it comes to quick decision-making and finding solutions to meet your requirements for your business to be successful. 

You can rest assure that Cynergy is regulated by the Financial Conduct Authority and authorised and regulated by the Prudential Regulation Authority. Cynergy is also a member of the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. 

Customer Review Scores

Cynergy has been rated ‘Poor’ on consumer review website Trustpilot, with an overall score of 2.0 out of 5 based on 205 reviews. When you read the comments online, you’ll quickly realise that most negative reviews are related to online banking issues and problems with accessing bank accounts. 

You can also find many positive reviews on Trustpilot and watch a video on Cynergy’s website to hear what some customers have to say about their experience with this bank. 

Please note that this score is correct at the time of writing – April 2021.

Awards and Accreditations

As a result of providing quality products and services, Cynergy has been shortlisted for numerous awards over the years, including Best Bridging Newcomer and Commercial Lender of the Year at the B&C Awards 2020. 

Cynergy has also received numerous awards and accreditations, such as:

  • Best Variable Rate Cash ISA – Moneynet Awards 2021
  • Best Online Savings Provider – Personal Finance Awards 2020/2021
  • Best Variable Rate Cash ISA Provider – Savings Champion Awards 2021
  • ISO 14001 – International Standard for Environmental Management Systems (EMS)
  • Recognised as a Certified Carbon Neutral Plus Organisation
  • Best Variable Rate ISA Provider – Moneynet Awards 2020
  • Outstanding Employer – Korn Ferry Engaged Performance Awards 2019
  • Best Short Term Fixed Rate Cash ISA Provider – Savings Champion Awards 2018

Compare Leading Lenders with Pitch 4 Finance

If you need to take out a loan to invest in more stock, buy or develop a property or expand your business, it’s worth shopping around for the best deal. When you use the Pitch 4 Finance platform, you can compare deals from Cynergy Bank and hundreds of other leading lenders to find the loan that’s right for you. 

Our platform matches your borrowing requirements with lenders in an instant, and you can view multiple lenders willing to lend to you all in one place. You can also communicate directly with lenders, exchange documents and complete each step of the loan process on the Pitch 4 Finance platform. 

Ready to compare lenders and their loan products? All you need to do is sign up and submit a request using the built-in enquiry form. If you would like to speak to one of our team members before applying for finance, you can call us on 0800 7723 180 or get in touch via our online chat function.